Get rid of Bad Credit :

Bad credit is a burden, and great credit is a huge benefit. At eCreditAdvisor, we know that your credit history, and your desire to utilize credit repair solutions to improve and correct your credit reports and scores, is the means to financial ends: buying a home, getting a loan on your new car, obtaining low-APR’s on credit cards, etc. eCreditAdvisor has over 75 years of experienced personnel, including attorney’s, paralegals, financial consultants, mortgage and real estate professionals who are prepared to assist your every need.

Poor credit will prevent you from attaining your dreams and financial goals. Our credit repair solution will help you to regain financial control of your life and will lead to your financial empowerment. We have seen first hand the benefits that our credit repair service has provided to thousands of satisfied customers. We have helped people get into their first home, qualify for lower interest rates, purchase a new car and consolidate high interest rates into one low monthly payment.

We've tailored our credit repair services to specifically help you achieve your financial goals. Obviously, time is of the essence: our credit repair service fixes your credit problems fast. Our 3 Cycle 90 Day Credit Score Maximizer program is designed to get you results fast! Our program has been designed to get you the quickest results that the law allows.

We combine the expertise of veteran credit specialists with the firepower of top-notch attorneys and legal assistants. Our consultants combine hundreds of disciplines and areas of expertise to go beyond credit law and into the real world.

Simply put, we understand what you're trying to do, and we've got the experience and determination to accomplish your goals!

Stay connected with Our blog to keep yourself updated on credit news and information.

How Credit Counseling service benefits you?

Credit counseling is the process that offers basic credit education on financial management, debt management plans, budgets, foreclosure preventions, bankruptcy information to the customers in managing their debt load. The main function of credit counseling is to help people get their finances back on track by educating them on better money management.

Now let us discuss how Credit Counseling can help you !!

• Credit Counseling is confidential
  
• Credit counseling helps to pay off your bills, late fees, penalties and credit card debts very quickly
  
• Credit counselor can understand your debts and financial situation by analyzing your credit report. They will let you know all the possible options available to you in a both accurate and reasonable manner. They will explain you all the benefits and risks involved in any option you choose
  
• Credit counseling helps to save your hard earned money in a sensible manner
  
• Credit counseling improves your credit score
  
• They help you in avoiding bankruptcy
  
• Credit counseling protects you from the harassment of your creditors through phone calls
  
• They help you in negotiating better interest rates with your creditors and helping you in establishing a budget and payment plan
  
• If you are at risk of foreclosure or repossession, they will guide you on how to contact your lenders and obtain extra time for you to make your late payments
  
• They help in getting negative comments removed from your credit reports
  
  

eCreditAdvisor provides you with best Credit Counseling services by helping you to regain financial control of your life and will lead to your financial empowerment.

Our credit repair service has provided to thousands of satisfied customers

Click here for Getting Started

Stay connected with our blog to keep yourself updated on credit news and information. For more details call us now to 800-693-9622, always at your service.

eCreditAdvisor's Credit Assist Program

Our Credit Assist program is a comprehensive credit score maximization and coaching program specifically designed to increase credit scores in only 21-60 days. Our management tools track and monitor your client pipeline for critical time and buyer response updates.

We offer two types of programs for our Credit Assist program. A single cycle program and a two cycle program.

Single Cycle Credit Assist Program:

Our Single Cycle program is a 21 to 41 day program that includes the following features:

• Our cost structure for this program is two monthly installment payments of $160 for an individual and 2 monthly installment payments for $300.00 if you are signing up as a couple. The setup fee is your initial payment. We also accept by-monthly payments.
• Dispute verification.
• Buyer/Broker update email notification.
• 15-25 point credit score increase.

Two Cycle Credit Assist Program:

Our Two Cycle program is a 21 to 60 day program that includes the following features:

• Our cost structure for this program is three monthly installment payments of $170 for an individual and three monthly installment payments of $320.00 if you are signing up as a couple. The setup fee is your initial payment. We also accept by-monthly payments.
• Dispute verification.
• Buyer/broker update email notification
• 15-45 point credit score increase.
• Credit 1st Improve tradeline acquisition
• Request for Verification FCRA violation notificatio

Pricing for both products include the following:

• Initial analysis and consultation.
• Rapid credit score maximization program.
• Credit management evaluation.
• Error reporting evaluation and correction.
  
  

If you should require the removal of any accounts in dispute after the completion of either the Single Cycle or Two Cycle Credit Assist Program, there will be a $100 set up fee and $20 per line item requiring removal.

Click Below for Getting Started

Get connected with eCreditAdvisor's Blog to know more about credit, credit score and credit repair.

Account In Dispute Removal :

Remove the "account in dispute" notation on trade line items!

With your assistance we will remove the account in dispute notation on trade lines on your credit file. In today's lending environment many lenders will not qualify you for loan approval if you have an account reporting in dispute status.

This program is designed to systematically go through and remove these accounts in dispute notations from your credit file at both the bureau and creditor level. This is a 30 day program that will require your assistance to ensure maximum success.

There are certain creditors that will violate the federal guidelines and still report the disputed tag line even though the consumer has followed the laws for removal and in those cases we will work the loan officer to help in the escalation of the file at the third party credit reporting level. This may require the third party to order a "quick score" report or an "enhanced bureau update" report. We will provide them with the documentation that will allow them to do a reinvestigation and manually over-ride the creditors reporting.

Program includes the following.

• Our cost structure for this program is two monthly installment payments of $150. The setup fee is your initial payment. We also accept by-monthly payments.
• Documented certified response to both the bureaus and the creditors demanding the removal of the account in dispute notation on one's credit file.
• Tracking and storing of the certified response requests that enable escalation should a creditor not remove the disputed status in accordance with FTC guidelines.
• Working with the loan officer after the re-pull of the updated credit file and enabling further escalation of the file at the third party reporting level.
• If at the conclusion of the 30 days there is a trade line still showing the account in dispute status we will continue with another months efforts free of charge to see that this tag line is removed from the credit file.

Click here to SIGNUP now !!!

If you do not have access to a computer or cannot order online contact annualcreditreport.com at 877-322-8228. You will be asked a few questions that you must successfully answer and your reports will be mailed to you in 5-7 business days.

Stay connected with Our blog to keep yourself updated on credit news and information.

We are proud to have a 95% success rate...

We are proud to have a 95% success rate helping clients improve their FICO scores in 2-5 months. Share your experience with us...

Free Credit Repair Consultation

Your free evaluation is a complete credit analysis based on payment history, judgments and other public records in addition to assessing balance-to-limit ratios on your credit cards.

To receive your FREE Consultation*, just fill out the form at https://www.ecreditadvisor.com/secure/freeconsult.aspx or call us Toll Free at 800-693-9622 (US Applicants ONLY)

Debts basics - What Type of Debt Is Considered Good?

What is a Debt?
Debt is an amount of money, goods, or services owed to pay or render by one party to another. It implies permission to the borrowing party to borrow money, goods, or services by accepting the condition to repay sometime later along with the interest.
Bonds, commercial papers and loans are common forms of debts.
Debts can be basically Good debts or Bad debts
What Type of Debt Is Considered Good?
It is difficult to make any thought of debt being good because debt is not magical, it needs to be paid each month regularly to stay away from over burden, a good debt can go bad when it is not managed properly. In spite of this, debt can be considered good:

• When you borrow money in order to fulfill your basic requirement, that gives education, increase in wealth, dignity and prosperity. Example : Educational loan, Car loan, etc.
  
• When you borrow money to purchase any valuable asset now and same can be sold later at good profit. Example: House loans
  
• When you borrow money for very lower interest rate and if it is affordable for  you to pay later
  
• When you borrow money to make any investment that generates income. Example : Rental income
  

Good debts helps in accomplishing your objectives. It helps to improve the value of your credit report because when you apply for any loan or new credit cards your credit report will be reviewed.
Bad debts are even worse; let us see why!

eCreditAdvisor - Credit Score improvement, Credit Repair, Identity Theft Protection, Credit Restoration and Derogatory Credit Removal.