Tips for Preventing Credit Card Fraud

More than 10 million Americans will be affected by credit fraud this year. Credit  card fraud happens in a variety of ways, from someone using a lost or stolen card to criminals getting your account information online or someone use it for buying the products or stolen your cash. Follow these instructions to avoid the Credit card fraud.

1.    Keep Credit Card Number Confidential: Never write your PIN number on the credit card or do not write it as easily seen by others. Do not give any credit card information to the person who is seeking sales over the phone. Sign it on your credit card when you receive your new card and discard your old card properly.
2.    Be safe with your credit card online: Don't click on email links from anyone     pretending to be your bank, credit card Company, or other business who seeks your personal information, even if the email looks legal. Never buy anything through an unfamiliar website, even if it offers an extremely good price.
3.    Ensure that Transaction is being made only on your Presence: Check your card when it is returned to you by the cashier to ensure that it is yours and that it has not been tampered with in any way. Retain your receipts so that you can check them against your statement.
4.    Do not sign a blank Credit card receipt: To avoid the fraud always verify the amount on your credit card before signing it. If you get a credit card receipt that has blank spaces in it, write $0 in those spaces or draw a line through the lines above the total amount.
5.    Report immediately if your credit card is stolen or lost: If your credit card is lost or stolen report immediately to the Toll free number of your bank or credit card agency. Always keep card issuer contact number at hand.
6.    Review your statements each month: Unauthorized charges on your credit card   are the first indicator of credit card fraud. So check your transaction each month.
7. Credit monitoring Companies: Try to engage in credit monitoring companies so that you can alerted of any unpredictable change in your credit score as this could be a sign that some one is running up credit card.

For Free consultation click here: https://www.ecreditadvisor.com
 

Posted via email from eCreditAdvisor's Blog by SocialNetGate

A Credit Report is a Qualitative Way of Evaluating Your Potential Risk

Credit report is, in many countries, a record of an individual's or company's past borrowing and repaying, including information about late payments and bankruptcy. when a customer fills out an application for credit from a bank, store or credit card company, their information is forwarded to a credit bureau. The credit bureau matches the name, address and other identifying information on the credit applicant with information retained by the bureau in its files. That's why it's very important for creditors, lenders and others to provide accurate data to credit bureaus.

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Posted via email from eCreditAdvisor's Blog by SocialNetGate