When you come to know that your identity has been stolen, then you should act quickly to protect yourself from further damage, there are few steps that you should follow immediately to preserve your credit.
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If you suspect that your identity has been stolen, the first step is to get all the facts about the damage.
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Start your own detective-search on your credit report and bank accounts for clues.
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Ask your creditors to immediately cancel any fraudulent charges and consider putting a security alert on your credit report.
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If the theft is serious, file a police report or file a complaint with the Federal Trade Commission (the FTC) by calling 1-877-IDTHEFT.
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Change all of the passwords that you use online and never save your passwords on the computer you use.
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If fraudulent records start to show up on your credit report, send letters of dispute to the reporting agencies with copies of documentation supporting your claim.
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Signing up with a credit monitoring service will inform you of changes to your credit. It may take a while to fully recover the security of your accounts, but it's crucial that you don't let the fraud escalate.
Identity theft doesn’t have to ruin your life or your credit. By staying calm, getting organized, and taking these crucial steps, you can overcome this stressful situation and stop thieves dead in their tracks.
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Posted via email from eCreditAdvisor's Blog by SocialNetGate
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